Recommended Local Lenders:
Below is a list of recommended local lenders. I will not that The Real Estate Settlement Procedures Act (RESPA) prohibits Real Estate Agents from receiving any kind of “thing of value” for referring clients to a settlement service provider, or SSP, such as a mortgage banker, mortgage broker, title company, or title agent. I don’t receive anything for recommending these mortgage brokers. The reason I do recommend them is because they have a proven track record of being the best in the area, being able to get clients approved, and being able to close deals.
When shopping for a mortgage it is important to shop around so that you get the best rate, lowest cost and the right home loan to fit your needs. Each of the lenders listed below specialize in offering different loan products. One size does not fit all.
Within a 45-day window, multiple credit checks from mortgage lenders are recorded on your credit report as a single inquiry. This is because other creditors realize that you are only going to buy one home. You can shop around and get multiple preapprovals and official Loan Estimates. The impact on your credit is the same no matter how many lenders you consult, as long as the last credit check is within 45 days of the first credit check.
Joseph Le – Mortgage USA
Kalamazoo, MI
NMLS: 529658
Website: joelemiracleman.com/apply-now
Phone: (612) 559-7709
Email: [email protected]
Kelli Peterson – Flagstar
Kalamazoo, MI
NMLS: 2084054
Website:flagstar.com/mortgage/kelli-peterson
Phone: (269) 823-2062
Email: [email protected]
Bryon Mallernee – Union Home Mortgage
Battle Creek, MI
NMLS: 131465
Website: uhm.com/loan-officers/bryon-mallernee
Phone: (269) 224-0546
Email: [email protected]